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1. Girl Healthy February 3, 2009 at 8:18 am

   Be sure to look at any medical/dental bills as well. I’ve found some mistakes there before. I read a statistic once that said 9 times out of 10 there is a coding error on your medical bills which could result in mistakes such as paying for services you didn’t receive, being overcharged, etc. Also look at your cell phone bill. I once found I was being charged for services I didn’t want or use. Canceling those services shaved a few dollars off my bill every month.
2. Liesl February 3, 2009 at 10:04 am

   Thanks for the encouragement Kelly!

   I have been aiming for $75 a week for groceries (for family of 5) but haven’t done too well either. I am probably averaging around $90 a week so am pretty close.

   I am trying to exercie 3 times a week as well and have kept up with that so far.
3. Jennifer February 3, 2009 at 12:00 pm

   There is an alarm monitoring company that is $9.95/mo. I can’t remember the name right now, but Dave Ramsey uses them. You can also put your electric & gas onto budget billing. We’ve done this for years & it’s a LOT nicer for our monthly budget. Just make sure they evaluate your usage & adjust your budget amount every 3 months. Otherwise you can end up with a huge shortage at the end of the year (and that’s NO fun!)
4. Wendy February 3, 2009 at 1:05 pm

   I was just wondering how you and your husband managed to pay off your house and be debt free in a single year? Were you both older and had worked before getting married or do you rent?

   • Kelly Hancock February 3, 2009 at 1:08 pm

     Oops, I apologize, we are debt free except for our mortgage. I know some people think that is technically not “debt-free”, but we don’t have any of the standard debt most others have like car, student loans, credit cards, etc. Also, since a home is an asset and they typically appreciate (versus cars depreciating), it is a different type of “debt”. I hope that helps!
5. Jennifer February 3, 2009 at 2:10 pm

   The name of the alarm company I was thinking of is Advanced Alarm. They are $9.95/mo. Hope that helps!
6. Melinda McCormick February 4, 2009 at 6:32 pm

   Okay, so what did you do to find/discover the gas overread?

   • Kelly Hancock February 4, 2009 at 6:54 pm

     The bill was double one month and I knew the temp wasn’t any higher and we hadn’t done anything on our end to up it. I had them do an investigation to see what the meter was reading and the investigator said that it looked like they had overread it, b/c that was higher than I had used so far for the month.
7. Susan February 26, 2009 at 4:21 am

   In regards to mortgage..check out the website United First Financial……our mortgage has dropped from 28 years to 8 without a single penny more a month……too complicated to explain here…but watch the video… we’ll save close to $200,000 in interest!!!!! It really works…and is legitimateIt requires purchasing software….but the savings far exceed the expense!!!!!!!!!
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